The Mortgage Process

Demystifying Mortgages

If you haven’t experienced it before, the mortgage process can feel overwhelming, but our agents will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a Mortgage Specialist (or two). If you don’t already have someone in mind, we partner with some of the best mortgage experts in the industry, and we’d be happy to introduce you, so you’ll be taken care of.

Get Pre-Approved

Before you start looking for a home to buy, it’s a good idea to consult with a Mortgage Specialist to determine what your buying power is.  At this stage, you will provide information about your income, assets and debts to determine how much you may be able to afford. This includes a credit report, proof of employment and income documents.  There are a variety of different mortgage options, so be sure to get pre-qualified according to your specific needs.

We Help You Get The Best Mortgage

Start The Process

We’ll help you find the best local Mortgage Specialist to help find you competitive rates and the best options for your individual needs. Fill out this form and we’ll connect you with a Specialist today!

Application & Processing

What happens when a mortgage goes "live"

When you find a property that you’re ready to buy, your Mortgage Specialist will advise you on any further supporting documents required.  They will then walk you through your various options and help you decide where you'd like to place your mortgage.  The application is submitted to the lender of choice along with supporting documents.  If required, an appraisal is ordered.  Once fully approved, all documents get signed and your file gets transferred to your lawyer.  

Closing

Signing and Finalizing the deal

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your mortgage is approved, don’t forget to set up homeowners insurance.  Your lawyer will book an appointment with you to sign all final documents and pay any remaining closing costs.  Once the mortgage has been funded, you get the keys and you are an official homeowner!  Congratulations!

Get Started Today

Start The Mortgage Process

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